Save up to 30% with special
MLMIC discounts.

We have partnered with groups and organizations across the state to help qualifying New York physicians get New York’s #1 medical professional liability insurance at a lower cost through MLMIC Preferred Savings Programs:

Physicians who meet certain requirements can also take advantage of valuable reductions on their premiums – potentially in combination with the Preferred Savings Program – for total savings of up to 30%.

  • Up to 12% savings for qualified physicians and
    surgeons with no open or closed claims
  • 5% savings when you complete a NYS-qualified Risk Management program
  • 5% savings for individual physician policyholders who waive consent to settle a claim
  • 2% premium credit for prompt payment of the full annual premium within 30 days of receipt of the invoice
  • 1.4% reduction of the indemnity deductible

New doctor? Part-time doctor?

You may qualify for additional savings up to 50% off your MLMIC premiums.

Plus, as a member of the Berkshire Hathaway family, MLMIC has greater flexibility in writing coverage, access to more coverage options, and an unparalleled ability to create custom solutions – all supported by exclusive New York-focused benefits and concierge-level service.

Not all discounts are combinable. Risk Purchasing Groups (RPG) are subject to annual review and upward or downward adjustment (including removal altogether) pending approval by the NYS Department of Financial Services, and is based on the overall loss experience of the RPG’s members.

For RPG programs, membership required. Subject to application and approval. Check our website for the latest information and newest savings opportunities.

*Northwell Health is not affiliated with MLMIC Insurance Company, a Berkshire Hathaway Company. Northwell Health is not engaged in, nor responsible for, the provision of Professional Liability Insurance, related services and/or products. Any and all policies of insurance, services and/or products shall be provided by MLMIC Insurance Company. Northwell Health shall not be liable for any claims and/or damages that may arise from the provision of policies of insurances, services and/or products.